FACTOR INVOICES.
KEEP CREDIT PRIVATE.
$2.5 trillion of unmet trade finance, and the blocker isn't capital — it's that getting scored means handing over your customer list. Cifra makes the credit decision without the data ever becoming public, and settles the whole loop on-chain.
Live from BOT Chain · chain 677
How it works
Register
A supplier registers a receivable. The buyer is stored as a commitment hash — their name and financials are never published.
Score privately
The buyer's payment history goes to the scoring service and nowhere else. Only a signed grade — bound to that one invoice — reaches the chain.
Fund & settle
Funders advance BOT or USDT against the grade. The buyer repays on-chain and the contract observes the payment itself — no oracle.
Verify it yourself
Every contract below is deployed and source-verified. Nothing on this page is a mockup.